Property & Casualty Sales

Property insurance covers the building and contents of a business-- money and securities, accounts-receivable records, inventory, furniture, machinery, supplies and even intangible assets such as trademarks -- when damage, theft or loss occurs.

We offer property insurance by named peril, such as fire and theft as well as multiple perils. The most basic multiple-peril policies include losses caused by fire and theft, but business owners can purchase additional types of coverage if they need it.

Businesses with good loss-control measures and claim histories often pay lower insurance premiums than companies with risky procedures and poor claims histories. Taking steps to prevent loss — hiring security personnel to prevent shoplifting, installing a sprinkler system to contain fires or using an alarm system to protect against theft — can help control the cost of property insurance.